Lines of Credit

A line of credit is simple and easy to use and can be used as an excellent financial tool to:

  • Cover short-term cash until account receivables are paid.
  • Cover seasonal working capital needs.

Term Loans

Term loans are used to finance the acquisition or modernization of the company’s productive assets.

Use them for:

  • The purchase of machinery, equipment, furniture, fixtures, and to make leasehold improvements.
  • The expansion or updating of facilities.
  • Vehicles—purchase or repair, or other business transportation.

Commercial Real Estate

NBCU offers very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans for:

  • Commercial properties, both owner and non-owner occupied.
  • Rental housing, apartment, or combination business/residential properties.