We provide better rates and lower fees for all of our products! Feel free to check out NBCU’s current rates for checking and savings accounts, term certificates and IRA.

The annual percentage yield is accurate as of the last dividend declaration date of April 3, 2021. Dividend rate may change after the account is opened. All rates are subject to change. Fees can reduce the earnings on an account.

Account TypeDividend RateAnnual Percentage
Yield (APY) *
Deposit LimitsMinimum Balance Required
to Earn Advertised APY
Main Share0.02%0.02%Minimum $5.00$5.00
Christmas Club0.02%0.02%Minimum $5.00$5.00
Money Market0.00%0.00%$5.00 – $499.99No Minimum Required
Money Market0.10%0.10%$500.00 – $19,999.99$500.00
Money Market0.15%0.15%$20,000.00 – $99,999.99$20,000
Money Market0.20%0.20%$100,000.00 and over$100,000
Main Share, Christmas Club & Money Market Rates
  • (*) Savings are deposited into a main share account, which opens your membership. The minimum deposit of $5.00 represents one unit of ownership in the credit union and must remain on deposit in order to take advantage of all other credit union services.
Certificate of DepositDividend RateAnnual Percentage
Yield (APY) *
Minimum DepositMinimum Balance Required
to Earn Advertised APY
6 month CD0.25%0.25%$2,500.00$2,500.00
9 month CD0.25%0.25%$1,000.00$1,000.00
12 month CD0.40%0.40%$1,000.00$1,000.00
15 month CD0.40%0.40%$1,000.00$1,000.00
18 month CD0.40%0.40%$1,000.00$1,000.00
24 month CD0.65%0.65%$1,000.00$1,000.00
30 month CD0.65%0.65%$1,000.00$1,000.00
36 month CD0.75%0.75%$1,000.00$1,000.00
48 month CD0.85%0.85%$1,000.00$1,000.00
60 month CD1.00%1.01%$1,000.00$1,000.00
Certificate of Deposit Rates
  • (*) Annual Percentage Yield subject to change. Minimum deposit required to open account may differ from the minimum balance required to earn APY. Rates may change after account opening for variable rate accounts. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings. Penalty for early withdrawal.
Account TypeDividend RateAnnual Percentage
Yield (APY) *
Minimum DepositMinimum Balance Required
to Earn Advertised APY
Individual Retirement Account0.02%0.02%$500.00$500.00
12 month Individual Retirement Account CD0.40%0.40%$1,000.00$1,000.00
15 month Individual Retirement Account CD0.40%0.40%$1,000.00$1,000.00
18 month Individual Retirement Account CD0.40%0.40%$1,000.00$1,000.00
24 month Individual Retirement Account CD0.65%0.65%$1,000.00$1,000.00
30 month Individual Retirement Account CD0.65%0.65%$1,000.00$1,000.00
36 month Individual Retirement Account CD0.75%0.75%$1,000.00$1,000.00
48 month Individual Retirement Account CD0.85%0.85%$1,000.00$1,000.00
60 month Individual Retirement Account CD1.00%1.01%$1,000.00$1,000.00
Individual Retirement Account Rates
  • (*) Annual Percentage Yield subject to change. A substantial penalty may be assessed on funds withdrawn prior to maturity on all IRA accounts. Fees may reduce earnings on this account. Minimum opening deposit amount required as outlined above. The interest for IRA certificates is compounded monthly and credited monthly or paid at maturity. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised account. Penalty for early withdrawal.