Deposit Rates
We provide better rates and lower fees for all of our products! Feel free to check out NBCU’s current rates for checking and savings accounts, term certificates and IRA.
The annual percentage yield is accurate as of the last dividend declaration date of November 20, 2023. Dividend rate may change after the account is opened. All rates are subject to change. Fees can reduce the earnings on an account.
| Account Type | Dividend Rate | Annual Percentage Yield (APY) * | Deposit Limits | Minimum Balance Required to Earn Advertised APY |
|---|---|---|---|---|
| Main Share | 0.02% | 0.02% | Minimum $5.00 | $5.00 |
| Christmas Club | 0.02% | 0.02% | Minimum $2.00 | $2.00 |
| Money Market | Call NBCU for rates. |
- (*) Savings are deposited into a main share account, which opens your membership. The minimum deposit of $5.00 represents one unit of ownership in the credit union and must remain on deposit in order to take advantage of all other credit union services.
| Certificate of Deposit | Dividend Rate | Annual Percentage Yield (APY) * | Minimum Deposit | Minimum Balance Required to Earn Advertised APY |
|---|---|---|---|---|
| Call NBCU for rates. |
- (*) Annual Percentage Yield subject to change. Minimum deposit required to open account may differ from the minimum balance required to earn APY. Rates may change after account opening for variable rate accounts. Dividend is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings. Penalty for early withdrawal.
| Account Type | Dividend Rate | Annual Percentage Yield (APY) * | Minimum Deposit | Minimum Balance Required to Earn Advertised APY |
|---|---|---|---|---|
| Individual Retirement Account | Call NBCU for rates. |
- (*) Annual Percentage Yield subject to change. A substantial penalty may be assessed on funds withdrawn prior to maturity on all IRA accounts. Fees may reduce earnings on this account. Minimum opening deposit amount required as outlined above. The dividend for IRA certificates is compounded monthly and credited monthly or paid at maturity. Dividend is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised account. Penalty for early withdrawal.