Our Deposit Rates

Savings Rates
Account Type Dividend Rate Annual Percentage Yield (APY)* Deposit Limits Minimum Balance Required
to Earn Advertised APY
Main Share 0.02% 0.02% APY Minimum $5.00 $5.00
Christmas Club 0.02% 0.02% APY Minimum $5.00 No Minimum Required
Money Market 0.00% 0.00% APY $5.00 - $499.99 No Minimum Required
Money Market 0.70% 0.70% APY $500.00 - $19,999.99 $500.00
Money Market 0.80% 0.80% APY $20,000.00 - $99,999.99 $20,000
Money Market 1.00% 1.00% APY $100,000.00 and over $100,000

* Savings are deposited into a main share account, which opens your membership. The minimum deposit of $5.00 represents one unit of ownership in the credit union and must remain on deposit in order to take advantage of all other credit union services.

CD Rates
Certificate
of Deposit
Dividend Rate Annual Percentage Yield (APY)** Minimum Deposit Minimum Balance Required
to Earn Advertised APY
6 month CD 0.40% 0.40% APY $2,500.00 No Minimum Required
12 month CD 0.95% 0.95% APY $1,000.00 No Minimum Required
12 month CD 1.00% 1.00% APY $100,000.00 No Minimum Required
18 month CD 1.05% 1.05% APY $1,000.00 No Minimum Required
24 month CD 1.11% 1.10% APY $1,000.00 No Minimum Required
30 month CD 1.16% 1.15% APY $1,000.00 No Minimum Required
36 month CD 1.21% 1.20% APY $1,000.00 No Minimum Required
48 month CD 1.36% 1.35% APY $1,000.00 No Minimum Required
60 month CD 1.56% 1.55% APY $1,000.00 No Minimum Required

** Annual Percentage Yield subject to change. Minimum deposit required to open account may differ from the minimum balance required to earn APY. Rates may change after account opening for variable rate accounts. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings. Penalty for early withdrawal.

IRA Rates
Account Type Dividend Rate Annual Percentage Yield (APY)*** Minimum Deposit Minimum Balance Required
to Earn Advertised APY
Individual Retirement Account 0.02% 0.02% APY $500.00 No Minimum Required
12 month Individual Retirement Account CD 0.95% 0.95% APY $1,000.00 No Minimum Required
12 month Individual Retirement Account CD 1.00% 1.00% APY $100,000.00 No Minimum Required
18 month Individual Retirement Account CD 1.05% 1.05% APY $1,000.00 No Minimum Required
24 month Individual Retirement Account CD 1.10% 1.11% APY $1,000.00 No Minimum Required
30 month Individual Retirement Account CD 1.15% 1.16% APY $1,000.00 No Minimum Required
36 month Individual Retirement Account CD 1.20% 1.21% APY $1,000.00 No Minimum Required
48 month Individual Retirement Account CD 1.35% 1.36% APY $1,000.00 No Minimum Required
60 month Individual Retirement Account CD 1.55% 1.56% APY $1,000.00 No Minimum Required

*** Annual Percentage Yield subject to change. A substantial penalty may be assessed on funds withdrawn prior to maturity on all IRA accounts. Fees may reduce earnings on this account. Minimum opening deposit amount required as outlined above. The interest for IRA certificates is compounded monthly and credited monthly or paid at maturity. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised account. Penalty for early withdrawal.