NBCU offers the best auto loan rates for new, used and refinance!

No matter how you plan to purchase your next vehicle, the car buying process can be daunting and leave you feeling like you’ve been taken for a ride. In addition to low rates that save you money over the life of the loan, we have provided resources to our members to streamline the car buying process and create more transparency.


Put yourself in control by getting pre-approved!

Before you set foot on the dealer lot or virtual lot, work with NBCU to get all of your ducks in a row—and most important, determine what your budget is.
It is very important to get pre-approved for an auto loan so you can shop the with confidence.


Do your research!

It’s not just about finding a car within your budget, it’s about finding a car that you love within your budget. This means you will need to do some intense research.

Are you looking for great fuel economy? Capacity to haul many family members? Off-road versatility? Trailer and towing capacity? Start your search with great resources from:


The Future of Car Buying

NBCU’s partnership with Carvana gives you access to an enormous selection of certified used vehicles, allows you to use your NBCU pre-approval to purchase the car, and lets you sit back and watch the magic work. Purchasing a vehicle online doesn’t mean you can’t take a test drive. In fact, thanks to Carvana’s 7-Day Return Policy, you can have the vehicle delivered to your driveway and drive it risk-free for a week. Isn’t exactly what you wanted? They’ll come pick it up for a full refund.

Cash in on a $100 NBCU Member Reward! Finally, if you’re a credit union member, be sure to visit Love My Credit Union Rewards and receive $100 when you purchase a vehicle through Carvana. It’s just one of the many perks of being a credit union member.

Get pre-approved for your auto-loan today and start shopping over 20,000 vehicles with Carvana all from the comfort of home! Visit Carvana website today!


Shop Smart, Shop Local

With AutoSMART you can browse local inventory and get pre-approved with us before you visit the dealership.

The Facts on Protecting Your Assets

When you buy a new or used vehicle, there’s no way to know if it will be stolen or totaled in an accident. And, many times primary auto insurance settlements don’t pay off your loan balance. With the purchase of GAP Plus, you’re helping to protect your vehicle investment against a possible financial loss.

The GAP Plus fee can be included with your monthly payments or made separately by cash, check, or possibly electronic funds transfer. If your car is stolen or totaled in an accident and there’s a difference between what you owe on your auto loan and the value of your vehicle, GAP Plus will help cancel the difference based on the terms of your member agreement. By adding GAP Plus while signing your loan paperwork, you’re helping take responsibility for your financial future. Your loan officer can show you how. You may cancel GAP Plus at any time after your enrollment date. If you cancel within 90 days, you’ll receive a full refund. If you have questions, simply contact a Credit Union representative.

Vehicles often depreciate rapidly and vehicle loan terms have typically been increasing in duration. If your vehicle is stolen or totaled in an accident, GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan. In addition, if your vehicle is stolen or totaled in an accident, it will cancel $1,000 of your next loan with your credit union, when you purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus helps you prepare for the unexpected.

Your purchase of Members’s Choice™ Guaranteed Asset Protection Plus (GAP Plus) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP Plus. If you choose GAP Plus, adding the product fee to your loan amount will increase the cost of GAP Plus. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product. State chartered credit unions in FL, GA, IA, RI, UT, VT, WI may choose GAP Plus with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee calculated by the actuarial method. State chartered credit unions in CO and SC may cancel at any time during the loan and receive a refund of the unearned fee calculated by the actuarial method.