NBCU VISA Credit Card offers a very competitive rate and great benefits to help you get what you want, when you want it. There are no additional charges for balance transfers and cash advances.

There are many credit cards out there, but very few stack up to the value of a NBCU Visa Credit Card.

NBCU Visa Credit Card

Effective March 13, 2020.

Interest Rates and Charges
Variable Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers6.24% when you open your account, after that, your APR will vary with the market based on the Prime Rate *
Minimum Finance Charge$0.50
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips From the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of Consumer Financial Protection Bureau.
Interest Rates and Charges
Fees and Charges
Transaction FeeForeign Transaction FeeUp to 1.0% of each transaction in US dollars
Penalty FeeReturned Check Fee$25.00
Penalty FeeLate FeeThe lesser of $10.00 or 10% of the minimum payment due
Other FeeDuplicate Document Fee$6.00
Other FeeReplacement Card Fee$25.00
Fees and Charges
  • How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See item #3 on agreement for further details.
  • Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. *APR calculation is based on the Wall Street Prime Rate + 2.99 Margin Percentage Points to determine the APR.
  • Military Lending Act Written Disclosure: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premium; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

Please contact 508-994-6546, 1150 Purchase Street, New Bedford, MA 02740 for current information.

Lost or Stolen NBCU Visa Credit Card

If your New Bedford Credit Union Visa Card has been lost or stolen, please call: 1 (800) 449-7728.