NBCU VISA Credit Card offers a very competitive rate and great benefits to help you get what you want, when you want it. There are no additional charges for balance transfers and cash advances.
There are many credit cards out there, but very few stack up to the value of a NBCU Visa Credit Card.
New Bedford Credit union’s Visa Light Credit Card
Effective September 27, 2018.
|Interest Rates and Charges|
|Variable Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers||8.49% when you open your account, after that, your
APR will vary with the market based on the Prime Rate*.
|Minimum Finance Charge||$0.50|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips From the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of Consumer Financial Protection Bureau at consumerfinance.gov/learnmore.|
|Fees and Charges|
– Foreign Transaction Fee
|Up to 1.0% of each transaction in US dollars.|
– Returned Check fee
|– Late Fee||The lesser of $10.00 or 10% of the minimum payment due.|
– Duplicate Document Fee
– Replacement Card Fee
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See item #3 on agreement for further details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. *APR calculation is based on the Wall Street Prime Rate + 2.99 Margin Percentage Points to determine the APR.
Military Lending Act Written Disclosure: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premium; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).
Please contact 508-994-6546, 1150 Purchase Street, New Bedford, MA 02740 for current information.
Lost or Stolen New Bedford Credit Union VISA Card
Please Call: 1 (800) 449-7728
Verified by Visa
Get an extra layer of security when you shop online. In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.