Overdraft Lines of Credit

Life doesn’t always go according to plan, but your finances can. NBCU offers smart solutions to protect your checking account from declined transactions and returned check fees, giving you peace of mind with every swipe.

A safety net for your everyday spending

Committed to our members’ financial peace of mind, we offer a seamless solution to avoid returned check fees. Transfers are made automatically from your available line for the exact amount needed to cover an overdraft, so you only use what you need.

• Flexible Limits: Credit lines available from $100.00 to $1,000.00.
• Easy Repayment: Enjoy a low monthly payment of just $25 (or your remaining balance, whichever is lower), transferred automatically for your convenience.
• Versatile Protection: One credit line can be linked to multiple checking accounts. Some restrictions apply.